For the quarter ended March 2025, Kemper (KMPR) reported revenue of $1.19 billion, up 5% over the same period last year. EPS came in at $1.65, compared to $1.07 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $1.23 billion, representing a surprise of -3.56%. The company delivered an EPS surprise of +11.49%, with the consensus EPS estimate being $1.48.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company’s financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock’s price performance.
Here is how Kemper performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Specialty Property & Casualty Insurance – Commercial Automobile Insurance – Total Incurred Loss and LAE Ratio
: 76.9% versus 74.9% estimated by two analysts on average.
Specialty Property & Casualty Insurance – Personal Automobile Insurance – Total Incurred Loss and LAE Ratio
: 69.9% versus 72% estimated by two analysts on average.
Revenues- Life and Health Insurance- Earned premiums
: $99.70 million versus the three-analyst average estimate of $97.26 million. The reported number represents a year-over-year change of +2.5%.
Revenues- Specialty Property & Casualty Insurance- Earned Premiums
: $962.20 million compared to the $980.22 million average estimate based on three analysts. The reported number represents a change of +14.6% year over year.
Revenues- Net investment income
: $101.20 million versus $106.71 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +0.8% change.
Revenues- Life and Health Insurance- Net investment income
: $48.40 million versus $46.75 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +9.3% change.
Revenues- Specialty Property & Casualty Insurance- Earned Premiums- Personal Automobile
: $753.70 million compared to the $789.32 million average estimate based on two analysts. The reported number represents a change of +11.6% year over year.
Revenues- Specialty Property & Casualty Insurance- Earned Premiums- Commercial Automobile
: $208.50 million versus $202.42 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +26.6% change.
Revenues- Life and Health Insurance- Total
: $148.80 million compared to the $144.04 million average estimate based on two analysts. The reported number represents a change of +4.9% year over year.
Revenues- Specialty Property & Casualty Insurance- Other Income
: $1.30 million versus $1.15 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +18.2% change.
Revenues- Specialty Property & Casualty Insurance- Net Investment Income
: $50.50 million compared to the $51.32 million average estimate based on two analysts. The reported number represents a change of +22.9% year over year.
Revenues- Earned premiums
: $1.09 billion versus the two-analyst average estimate of $1.12 billion. The reported number represents a year-over-year change of +5.4%.
View all Key Company Metrics for Kemper here>>>
Shares of Kemper have returned +9.1% over the past month versus the Zacks S&P 500 composite’s +10.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
This article originally published on Zacks Investment Research (Dekapos).
